A US bank account,
in your company's name.

Charge your clients in one click, even in installments, receive ACH and wires, and send money in USD. All from Aloha.

Book a free demoSee how it works ↓
ChileColombiaMexicoArgentinaBrazil

No one else gives LatAm companies this.
Aloha does.

Four capabilities no other provider combines.

01

A US bank account

A real account at Cross River Bank, opened in your company's name, with its own routing and account numbers.

02

Receive and send USD

Receive ACH transfers and wires from any US company, and send money in USD from the same account.

03

Charge in one click

Your customers pay inside the Aloha checkout and the money is debited straight from their US bank account.

04

Charge in installments

Split large payments into installments debited directly from your customer's bank account. No cards involved.

$0

Payouts from Airbnb, OTAs and US partners arrive free via ACH.

We cover the full fee schedule in a 20-minute call.

Book a free demoBook a free demo

Receive payouts.
Charge your clients.

Your payouts and your checkout, on the same account.

They pay you

Payouts land directly in your account

Airbnb, Expedia, OTAs and US corporate partners send ACH and wires straight to the account, in your company's name, exactly as they would pay any American business.

Airbnb · payoutACH → your account
Expedia · payoutACH → your account
US corporate partnerWire → your account
You charge them

Charge from a checkout, without sharing your details

Your guests and clients pay in one click inside the Aloha checkout. The money is debited straight from their bank account, in full or in installments.

Group booking · single paymentDirect debit
Premium package · 3 installmentsScheduled debit
Aloha checkout1 click

A wallet stores balance.
An account receives payments.

This account carries your company's name, with its own routing and account numbers.

A typical USD wallet

  • A balance stored inside someone else's app
  • Funds are held in the provider's name
  • Platforms like Airbnb can't deposit there directly
  • Instant sign-up, because there's no real account behind it

Aloha USD Account

  • A real account at Cross River Bank, Member FDIC
  • Opened in your company's name
  • Own routing and account numbers: receives ACH and wires
  • Requires KYB approval, because it's a real account

Charge in installments, straight from the bank account.

Your customer accepts a plan once; each installment is debited automatically.

  • No credit cards and no international declines
  • One authorization, scheduled debits
  • Close big sales without asking for 100% upfront

Check if your company qualifies

Three quick questions, then pick a time for your demo.

Where is your company registered?

Pay in USD is available in these five countries.

Good questions. Clear answers.

It's a real checking account at Cross River Bank, Member FDIC, opened in your company's name, with its own routing and account numbers. It is not a balance inside another provider's app.
Companies from Chile, Colombia, Mexico, Argentina and Brazil. Every company goes through a KYB verification decided by the bank; not all will qualify.
Yes. Because the account is in your company's name with its own routing and account numbers, any US platform or company can pay you via ACH or wire, exactly as they'd pay an American business.
Your customers pay in one click inside the Aloha checkout and the money is debited straight from their US bank account; account authentication is done via Plaid. You can also split the charge into installments with scheduled debits, and you never share your own account details.
The KYB review takes 1 to 3 business days. The most common cause of delay is incomplete shareholder information: have your documents ready before applying.
Incoming ACH, like payouts from Airbnb and OTAs, arrives free. We share the full fee schedule in the demo, applied to your own operation.
US banking services are provided by Cross River Bank, Member FDIC. FDIC insurance covers the failure of the insured bank, subject to FDIC rules and limits; it does not protect against the failure of non-bank parties. Aloha is a financial technology company, not a bank.

Your company, with the same account as any American business.

20 minutes. The account, the checkout, and what you need to qualify.

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